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Bank of America Corporation

Bank of America Corporation

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Publicatie datum 14 okt 2015 - 17:41
Statutaire naam Bank of America Corporation
Titel BANK OF AMERICA CORPORATION FILED A FORM 8-K
Bericht CHARLOTTE, N.C.– (BUSINESS WIRE) – October 14, 2015 – Bank of America Company (the "Corporation") today informed its securities holders that it has filed a Current Report on Form 8-K with the U.S. Securities and Exchange Commission ("SEC") on October 14, 2015, announcing financial results for the third quarter ended September 30, 2015, reporting third quarter net income of $4.5 billion or $0.37 per diluted share, for the second quarter of 2015, compared to a net loss of $232 million, or $0.04 per share, in the year-ago period. Revenue, net of interest expense, on a fully taxable-equivalent (FTE) basis, was $20.9 billion, down $521 million from the third quarter of 2014. This was largely driven by higher negative market-related adjustments on the company's debt securities portfolio due to lower long-term interest rates, partially offset by higher positive net debit valuation adjustments (DVA), compared to the year-ago quarter. The current quarter included $597 million in negative market-related adjustments and $313 million in positive net DVA. Net interest income, on an FTE basis, was $9.7 billion in the third quarter of 2015, down 7 percent, or $702 million, from the year-ago quarter. Excluding the impact of market-related adjustments, net interest income was $10.3 billion in the third quarter of 2015, compared to $10.0 billion in the prior quarter and $10.5 billion in the year-ago quarter. The decline from the third quarter of 2014 was driven by lower consumer loan balances and lower yields, partially offset by commercial loan growth and lower long-term debt balances.