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SRH N.V.

SRH N.V.

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Publicatie datum 28 aug 2014 - 07:30
Statutaire naam SRH N.V.
Titel Interim Financial Report
Bericht Strategic realignment on track SNS REAAL posts first half 2014 net profit excluding one-off items of € 195 million DISENTANGLEMENT HOLDING, BANKING AND INSURANCE ACTIVITIES ON SCHEDULE • Transformation SNS REAAL from operational to financial holding company • SNS Bank NV and VIVAT Verzekeringen (REAAL NV) positioned as independent entities • Divestment process Insurance activities started in July 2014; information memorandum for the sale of the Insurance activities will shortly be sent to interested parties SNS RETAIL BANK: FOCUS ON STANDALONE FUTURE; SOLID PERFORMANCE • Solid 2014 first half net profit excluding one-off items of €165 million, supported by net interest income and lower loan impairments; efficiency ratio of 44.5% • 2014 first half net profit of € 114 million, including a one-off charge of € 51 million for the resolution levy on Dutch banks, related to the nationalisation of SNS REAAL • Encouraging commercial developments: 35,000 new customers, focus on improving customer satisfaction • Market share new retail mortgages picked up to 3.7% (year-end 2013: 1.8%); market share retail savings balances increased to 10.6% (year-end 2013: 10.1%) • Common equity Tier 1 ratio SNS Bank NV remained solid at 15.4%, slightly lower compared to year-end 2013 (16.6%) due to regulatory changes

Datum laatste update: 22 december 2025