Trend Monitor 2026
The AFM Trend Monitor highlights key trends and related risks in the financial sector. It provides context, detailed insights, and explains how these topics connect. By identifying changes early, we support a risk-based, forward-looking approach to supervision—helping us deliver on our mission to promote fair and transparent financial markets and sustainable financial prosperity.
All Trend Monitor publications at a glance
Several reports have been published together with the Trend Monitor 2026. You can find them all on this page. Below are the individual sections for each AFM supervisory area, along with the risk maps. This section contains references to other publications and the full Trend Monitor report.
- Trend Monitor 2026 (pdf, 1.3 MB)
- Hyperpersonalisation a tailored online choice environment (pdf, 800 kB)
- Thinking in scenarios in capital markets (pdf, 1.5 MB)
Trends and developments in financial services
What trends and developments do we see that are influencing the financial services supervisory area? Read the chapter from Trend Monitor 2026 below and view the risk map, which shows where we see risks and what they are.
Trends and developments in capital markets
What trends and developments do we see that are influencing the area of capital market supervision? Read the chapter from Trend Monitor 2026 below and view the risk map, which shows where we see risks and what they are.
Trends and developments in asset management
What trends and developments do we see that are influencing the area of asset management supervision? Read the chapter from Trend Monitor 2026 below and view the risk map, which shows where we see risks and what they are.
Trends and developments in accountancy and reporting
What trends and developments do we see that influence the supervision of accountancy and quality reporting? Read the chapter from Trend Monitor 2026 below and view the risk map, which shows where we see risks and what they are.