Publications
The AFM regularly publishes articles and papers on consumer behaviour.
- Default as advice? A survey experiment on preselecting pension choices and the Endorsement effect (Published June 2021)
- AFM report on Consumer Behaviour: understanding, guiding and measuring (March 2021)
- AFM- Consumer testing pre-contractual and periodic ESG financial product information -EIOPA (February 2021)
- The Effects of Nudging on Pension Savings Decisions - paper Netspar (September 2020)
- Consumers accept more risk and lower returns on sustainable investments (September 2020)
- Do more choices lead to different choices in insurance? (December 2019)
- Making it easier to borrow responsibly - The effect of online choice architecture on consumer borrowing behaviour (Published November 2019)
- Disclosure: a joint report from the Australian Securities and Investments Commission (ASIC) and the AFM on legally mandated information to consumers (Published October 2019)
- A randomized controlled trial on the effectiveness of mandatory investment information (Published February 2019)
- Investor Risk Perception in the Netherlands - a research paper (Originally published May 2018, in collaboration with Radboud University, Nijmegen)
- Prefilling income and expenditures has large and unwanted effects on telephone credit applications: a field experiment (Originally published March 2018)
- A new take on low interest rates and risk taking (Originally published March 2018)
- A closer look at consumer borrowing (Originally published January 2018)
- Does the Wild West warning work? (Originally published September 2017)