Is there a case of triple supervision, by the CBCS, DNB, and AFM?

No, the CBCS remains responsible for the supervision on Curacao and St. Maarten.

DNB is responsible in the Caribbean Netherlands for aspects including the prudential supervision of banks, insurers, and trust offices, which focuses on the solidity of these institutions and the stability of the financial sector. For banks that only have branches in the Caribbean Netherlands, only integrity supervision will be performed. The other supervision will be performed by the CBCS. 

The AFM is responsible in the Caribbean Netherlands for the supervision of intermediaries and advisers (and collective investment schemes and stock exchanges, which currently do not exist there, however).

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