Regulatory sandbox

The AFM and DNB want to offer more room for innovation, in order to enable market participants to roll out their innovative financial products, services or business models. Our regulatory sandbox is available to all financial enterprises wanting to roll out an innovative financial concept. This initiative can be used by both existing and new firms.

Our point of view

By focusing more on what rules are actually trying to achieve, we can create more room for innovation by avoiding unnecessary barriers.

How we can support you?

The regulatory sandbox is open to all innovations that contribute positively to a stable financial sector, efficiently operating financial markets and sustainable financial well-being of consumers and investors.

Our report 'More room for innovation in the financial sector' has more information on our regulatory sandbox. You can also send your questions regarding the regulatory sandbox to

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