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Strategic objectives

The AFM promotes fairness and transparency within financial markets. We are the independent supervisory authority for the savings, lending, investment and insurance markets. We promote the fair and conscientious provision of financial services to consumers and private investors, as well as professional and semi-professional parties. We supervise the fair and efficient operation of the capital markets. Our aim is to improve consumers’ and companies' confidence in the financial markets, both in the Netherlands and abroad. In performing this task, the AFM contributes to the stability of the financial system, the economy and the reputation and prosperity of the Netherlands.

The AFM’s mission statement implies three strategic objectives

  1. The AFM promotes the fair and conscientious provision of financial services

    Consumers, private investors, professional and semi-professional parties must be able to rely on the fair and conscientious provision of financial services. We supervise financial institutions in the fields of savings, loans, investment and insurance. Our supervision focuses on financial products, financial services and ethical business conduct of financial institutions. The AFM helpsto promote an environment in which consumers, private investors and professional and semi-professional parties are able to make well-considered decisions regarding their financial position on the basis of comprehensible information and appropriate service provision.

  2. The AFM promotes the fair and efficient operation of the capital markets

    Investors, as well as other parties active in the capital markets, must be able to rely on the fact that the capital markets operate fairly and efficiently. Our supervision is designed to establish that companies operating in the capital markets provide timely and reliable information, and that auditors who have to assess the reliability of the financial reporting perform this task correctly. We establish whether the financial reporting is prepared in accordance with the correct standards. The AFM contributes to an environment in which investors can made fair and informed decisions.

  3. The AFM contributes to the stability of the financial system

    Together with DNB, the AFM creates the preconditions for a financial system with manageable and transparent risks. The AFM supervises the orderly operation and stability of the financial infrastructure. Our supervision focuses on the behaviour of market parties that could undermine financial stability and on the transparency of systemic risks.