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The AFM publishes its 2009 Budget

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Please find enclosed (in Dutch) the 2009 Budget of the Netherlands Authority for the Financial Markets (AFM). This is the document approved by the Minister of Finance and the Minister of Social Affairs and Employment.

The budget is based on the insights of the AFM in the autumn of 2008. In the AFM's budgeting system, activities are based on expected market developments and legislative processes to the fullest extent possible. The AFM adapts its supervisory efforts during the budget year to the actual developments in the market. It responds to incidents and trends that require attention. Market dynamics cause the supervisory efforts, and related costs per category, to differ from what was anticipated during the drafting of the budget. The AFM will inform the Minister and the market if significant discrepancies arise, or threaten to arise, between the actual and the estimated costs and benefits.

The AFM promotes fairness and transparency within financial markets. We are the independent supervisory authority for the savings, lending, investment and insurance markets. The AFM promotes the conscientious provision of financial services to consumers and supervises the honest and efficient operation of the capital markets. Our aim is to improve consumers’ and the business sector’s confidence in the financial markets, both in the Netherlands and abroad. In performing this task the AFM contributes to the prosperity and economic reputation of the Netherlands.

The AFM is committed to promoting fair and transparent financial markets.

As an independent market conduct authority, we contribute to a sustainable financial system and prosperity in the Netherlands.

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