Must all the figures in the model ‘Calculation maximum amount responsible lending' model be substantiated?
Yes, all figures entered in the model for calculating the maximum credit should be substantiated with evidence as much as possible. The client must demonstrate what his income and expenses for mortage or rent are. This can be done, for example, with bank statements, a rental agreement/lease, a copy of the mortgage, a payslip, or an employer's statement.
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