Speech Hans Hoogervorst: "Financial Leaflet concerning quality and costs of pension schemes"

Speech Hans Hoogervorst, Chairman of the Board of the Netherlands Authority for the Financial Markets, held on 26 November 2010 at the APG seminar 'Communication on uncertainty'.

In this speech he deals with the importance of honest and realistic communication about expected benefits, the costs of pension funds and the quality of pension schemes. He therefore argues for a Financial Leaflet which contains this information. He also points out the major importance of solidarity between young and older persons for the continued existence of the system.

The full speech is in Dutch only and can be downloaded in PDF format from this page.

The AFM promotes fairness and transparency within financial markets. We are the independent supervisory authority for the savings, lending, investment and insurance markets. The AFM promotes the conscientious provision of financial services to consumers and supervises the honest and efficient operation of the capital markets. Our aim is to improve consumers’ and the business sector’s confidence in the financial markets, both in the Netherlands and abroad. In performing this task the AFM contributes to the prosperity and economic reputation of the Netherlands.


The AFM is committed to promoting fair and transparent financial markets.

As an independent market conduct authority, we contribute to a sustainable financial system and prosperity in the Netherlands.

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