The high levels of mortgage debt make Dutch households and banks vulnerable and pose an important risk to financial stability in the Netherlands. That is why the planned restructuring of residential mortgage funding must be carried through. This is the most important conclusion of the newly formed Financial Stability Committee, which met for the first time on 17 December 2012.
In the Committee, representatives from De Nederlandsche Bank (DNB), the Netherlands Authority for the Financial Markets (AFM) and the Ministry of Finance discuss developments relating to the stability of the Dutch financial system. The President of DNB chairs the Committee. The Financial Stability Committee was founded in November 2012, following recommendations by the De Wit Committee. Its aim is to identify and suggest remedies for any threats to financial stability. Besides the Dutch housing market, the Committee, in its first session, discussed the European banking union.
The AFM is committed to promoting fair and transparent financial markets.
As an independent market conduct authority, we contribute to a sustainable financial system and prosperity in the Netherlands.