If you want to take out a loan, you can choose between a number of different forms of credit and different lenders. You are then given money that you have to pay back at a later date.
What should you look out for? What snags are there? What are the lender's obligations and what are your responsibilities?
This part of the menu gives you general information about loans. Make sure that the financial institution that you may be going to do business with informs you properly in advance.