To choose a provider

There are many ways to choose a provider. Ask for the prospectus or the Financial Information Leaflet for the investment products concerned.

When you compare, pay particular attention to the following:

• the costs of investment and of the investment product itself;
• the investment policy and the risks of the investment product;
• the terms and conditions that apply to the investment product;
• the possibilities for pulling out.

Always look critically at offers and do not be taken in by advisors just because they have a good story. If you bring in an intermediary, do not forget that intermediaries are paid on commission and are therefore not as independent as they seem.