How does the AFM regulate?

Consumers must be able to take independent decisions about financial products. That is why the AFM has drawn up rules regarding the proper provision of information. The Financial Information Leaflet is one result of these rules. The providers of financial products and securities-issuing organisations are directly responsible for the products and services that they provide. The AFM tries to efficiently regulate these organisations, without imposing any limitations on the market. As such, the AFM does not want to keep the various players in suspense or pull the strings too much.

That is why the AFM will only intervene in cases of non-compliance with legislation or regulations where the normal operation of market forces is affected. In other words, the AFM will take measures as soon as the kite begins to lose height and the players are put at a disadvantage. The players on the financial market and the AFM together must form one solid financial system. A strong string keeps the kite balanced and in the air.